SR22 Missouri Insurance
Need an SR-22 but unsure what to do? We’re here to help. Progressive offers to handle SR-22 filings for our customers, so if the court has ordered you to carry an SR-22, we can file it for you. Just a quick call to 1-800-PROGRESSIVE and we’ll get you started. What Is It?
Simply stated, an SR-22 is a document that shows proof of financial responsibility. You’ll need an SR-22 if the police caught you driving without insurance, and you’ll be required to carry the SR-22 for a specified amount of time (usually three years). Once you properly fulfill that time period, your SR-22 status expires.
SR-22s also are associated with the following: * DUI or DWI or any serious moving violation * At-fault accidents while driving without insurance * Repeat traffic offenses or getting too many tickets in a short time period * License suspension or revoked license
What is SR22 Insurance
An SR22 Form Filing is an endorsement that is added to an Auto Insurance Policy that informs the department of Motor Vehicles that you are now in compliance with the state’s minimum requirements for Auto insurance. The Prmary reason an SR22 Filing is ordered is due to the driver’s already having been convicted of a Failure to maintain Auto Insurance as required by law. It can also be required after certain other traffc related offenses such as DUI’s, DWI’s and other serious traffic violations involving negligence or severe endangerment of other drivers or pedestrians.
If your SR22 endorsed Auto Insurance Policy cancels, lapses or expires for any reason, The Insurer is required by law to send an SR26 Filing to the state DMV notifying them that you are once again no longer in compliance with the states Financial Responsibilty laws. After an SR26 filing the state can then Suspend your drivers license. You will likely then have to find another or the same insurer that is willing to issue an SR22 Filing to have your license re-instated.
The purpose of an SR22 filing is to prove to the state that you are now in compliance with the states Financial Responsibility Requirements. An SR22 filing is generally required after a driver has already been cited for driving without the minimum state required liability coverage. The filing of an SR22 will also allow your license to be reinstated after a suspension or will prevent the suspension from occurring if filed within 30 days of an SR22 filing being ordered by your state.